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20 Cottonwood Crescent
33 - Clemens Mills/Saginaw Cambridge N1T 2A7

$1,399,000
Residential beds: 5 baths: 4.0 3,659 sq. ft. built: 2005

Traditional home with driveway, an attached garage, a front yard, and brick siding
Photo 1: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 2: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 3: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 4: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 5: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 6: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 7: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 8: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 9: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 10: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 11: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 12: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 13: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 14: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 15: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 16: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 17: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 18: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 19: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 20: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 21: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 22: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 23: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 24: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 25: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 26: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 27: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 28: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 29: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 30: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 31: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 32: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 33: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 34: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 35: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 36: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 37: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 38: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 39: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 40: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 41: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 42: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 43: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Photo 44: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
Status:
Active
Prop. Type:
Residential
MLS® Num:
40819731
Bedrooms:
5
Bathrooms:
4
Year Built:
2005
Welcome to this exquisite North Galt home backing onto beautiful greenspace and located on a quiet, sought-after crescent. This spacious 5 bedroom, 4 bathroom home offers over 2,700 sq ft above grade with a fully finished walkout basement, perfect for families and entertaining. The elegant foyer features wainscoting and a stunning hardwood staircase. The bright open concept main floor offers a vaulted ceiling, skylights, large windows, and a gas fireplace, filling the home with natural light. The impressive kitchen features maple cabinetry, quartz countertops, stainless steel appliances, glass backsplash, under-mount sink, and a large island, perfect for hosting and everyday living. Upstairs you will find a large primary bedroom overlooking greenspace with a walk-in closet and a beautiful ensuite featuring double vanity, granite counters, soaker tub and glass shower. Two additional spacious bedrooms and a 4-piece bath complete the upper level. The finished walkout basement features high ceilings, two additional bedrooms, a large rec room with fireplace, a full bathroom, and access to a stamped concrete patio and private backyard. Located close to schools, parks, walking trails, shopping and public transit, this is the perfect executive family home in a fantastic neighbourhood.
Property Type:
Residential
Property SubType:
Single Family Residence
Year built:
2005 (Age: 21)
Listing General Location:
33 - Clemens Mills/Saginaw, 13 - Galt North
Bedrooms:
5
Bathrooms:
4.0 (Full:3/Half:1)
Lot Details:
62.92 x 112.89
Lot Depth:
112'11"
Lot Frontage:
62'11"
Frontage Type:
West
Kitchens:
1
Home Style:
Two Story
County Or Parish:
Waterloo
Taxes:
Property Attached:
Detached
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Construction:
Brick
Basement:
Walk-Out Access, Full, Finished, Sump Pump
Linked Foundation:
No
Foundation:
Concrete Perimeter
UFFI:
No
Roof:
Asphalt Shing
Number of Buildings:
0
Total Floor Area:
3,659 sq. ft.
# Main Level Bathrooms:
1
Finished Area Above Grade:
2,622 sq. ft.
Finished Area Below Grade:
1,037 sq. ft.
Fireplace:
true
Fireplace Details:
Family Room, Gas, Recreation Room
Laundry Features:
Laundry Room, Main Level
Water Supply:
Municipal
Sewer:
Sewer (Municipal)
Cooling:
Central Air
Heating:
Electric Forced Air
Central Vac,Dishwasher,Dryer,Microwave,Refrigerator,Stove,Washer
Water Softener, Dishwasher, Dryer, Microwave, Refrigerator, Stove, Washer
Central Vacuum, Air Exchanger, In-law Capability, Ventilation System
Skylight(s)
Forest, Trees/Woods
Deck
false
Lake/Pond
No
No
Carbon Monoxide Detector(s), Smoke Detector(s)
Floor
Type
Size
Other
Main Floor
Main Floor
Main Floor
Main Floor
Main Floor
2nd Floor
2nd Floor
2nd Floor
Lower Level
Lower Level
Lower Level
Floor
Ensuite
Pieces
Other
Main Floor
2nd Floor
2nd Floor
Lower Level
HST Applicable To Sale Price:
Included
Association Fee:
Association Fee Frequency:
Association Fee 2:
Association Fee 2 Frequency:
Administrative Fee:
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Road Access Fee:
Condo Corporation:
No
Lease to Own Equipment:
None
Zoning:
R3
Exposure / Faces:
West
Lot Site Features:
Urban, Irregular Lot, Park, Place of Worship, Quiet Area, School Bus Route, Schools, Trails
Features:
Attached Garage: Yes, Crops Included: No, Garage: Yes, Common Elements Fee: No, New Construction: No
Garage Spaces:
3.0
Parking Places Covered:
3.0
Parking:
Attached Garage, Concrete
# Of Total Parking Spaces:
6.0
# Of Open Parking Spaces:
3.0
Driveway Parking:
Private Drive Triple+ Wide
Licensed Dwelling:
No
Num Other Units:
0
Total Units:
Listed Date:
Apr 13, 2026
  • Photo 1: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Traditional home with driveway, an attached garage, a front yard, and brick siding
  • Photo 2: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Traditional home with driveway, a garage, a shingled roof, and brick siding
  • Photo 3: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of exterior entry featuring brick siding
  • Photo 4: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Foyer entrance featuring dark wood-style flooring, a wainscoted wall, and a decorative wall
  • Photo 5: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Staircase with wood finished floors, suspended lighting, a decorative wall, and wainscoting
  • Photo 6: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Stairway featuring wood finished floors, a decorative wall, wainscoting, and a high ceiling
  • Photo 7: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Entryway featuring a decorative wall, wainscoting, and wood-type flooring
  • Photo 8: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Staircase featuring wood finished floors and baseboards
  • Photo 9: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area featuring vaulted ceiling, a glass covered fireplace, wood finished floors, healthy amount of natural light, and a skylight
  • Photo 10: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area featuring vaulted ceiling, a warm lit fireplace, wood finished floors, plenty of natural light, and a skylight
  • Photo 11: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring a skylight, dark wood finished floors, and vaulted ceiling
  • Photo 12: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring recessed lighting, a lit fireplace, and light wood-style flooring
  • Photo 13: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring recessed lighting, a lit fireplace, and light wood-style flooring
  • Photo 14: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living area with light wood finished floors and recessed lighting
  • Photo 15: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Living room featuring light wood-style floors and recessed lighting
  • Photo 16: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen with a kitchen bar, stainless steel appliances, light wood-type flooring, recessed lighting, and decorative backsplash
  • Photo 17: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen with stainless steel appliances, open shelves, butcher block counters, light wood-style flooring, and recessed lighting
  • Photo 18: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dual tone kitchen with a chandelier, a kitchen island, glass insert cabinets, lofted ceiling, and stainless steel dishwasher
  • Photo 19: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dual tone kitchen with hanging lights, a kitchen island, glass fronted cabinets, vaulted ceiling, and stainless steel dishwasher
  • Photo 20: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Kitchen featuring stainless steel appliances, backsplash, light stone counters, and wood finish cabinetry
  • Photo 21: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining room featuring dark wood-style flooring and recessed lighting
  • Photo 22: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining room with a glass covered fireplace, dark wood finished floors, vaulted ceiling, and a skylight
  • Photo 23: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining space featuring a warm lit fireplace, dark wood-type flooring, vaulted ceiling, and a skylight
  • Photo 24: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining space with lofted ceiling, dark wood-style flooring, and a chandelier
  • Photo 25: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Dining area featuring a chandelier and dark wood-style floors
  • Photo 26: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Photo 26 of 44
  • Photo 27: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light carpet and baseboards
  • Photo 28: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with carpet floors and baseboards
  • Photo 29: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Carpeted bedroom featuring lofted ceiling and baseboards
  • Photo 30: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom featuring an office area and light carpet
  • Photo 31: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light wood-style flooring
  • Photo 32: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bedroom with light wood finished floors
  • Photo 33: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom with vanity and toilet
  • Photo 34: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom featuring vanity, a jetted tub, a shower stall, and light tile patterned floors
  • Photo 35: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom with double vanity, light tile patterned flooring, and decorative backsplash
  • Photo 36: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Bathroom featuring vanity, light tile patterned flooring, and a shower with curtain
  • Photo 37: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Full bathroom featuring vanity, a shower with shower curtain, and light tile patterned floors
  • Photo 38: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Laundry room featuring cabinet space, light tile patterned flooring, and separate washer and dryer
  • Photo 39: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio / terrace with outdoor furniture
  • Photo 40: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio / terrace with outdoor seating
  • Photo 41: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of patio with stairway
  • Photo 42: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    View of fenced yard
  • Photo 43: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Back of house featuring brick siding and a deck
  • Photo 44: 20 Cottonwood Crescent in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North)  : MLS®# 40819731
    Fenced backyard featuring a patio area and a deck
Listed by Real Broker Ontario Ltd.
Data was last updated May 15, 2026 at 11:50 PM (UTC)
Area Statistics
Listings on market:
22
Avg list price:
$999,950
Min list price:
$524,900
Max list price:
$2,195,000
Avg days on market:
27
Min days on market:
1
Max days on market:
113
Avg price per sq.ft.:
$331.07
These statistics are generated based on the current listing's property type and located in 33 - Clemens Mills/Saginaw. Average values are derived using median calculations. This data is not produced by the MLS® system.